Getting Started on the Road to Homeownership with Mr mortgage!

Access are mortgage application form here now. Its simple, easy and its free!

Evaluate our mortgage loan programs here

Apply for car loan finance here

We have tried to simplify the home loan and mortgage refinance process for you. By following the links above you should find the process easy and quick.

Things you need to know to make the mortgage loan application and setting process easier to understand.

• The applications we have onsite are free and without obligation to you or us. They do not give rise to an offer or acceptance.
• We respect your privacy and treat your application as confidential. We may refer your application to those we feel who can set your loan or furnish you your finance and others in this process.
• Lenders need to know and identify the people seeking the loan and their capacity and credit history, the value, location, and ownership of the property. These checks and verification and risk analysis can all take time.
• We will act on your information in good faith. Disclosing all relevant information at the outset is the quick way to get your finance approved. Complete honesty is always the best policy as we can then work with you to achieve your aim with the facts.
• Nothing happens in the loan business until all the facts have been verified by the lender, so its important that you provide all information that they require to make a sound decision.
• We can display loan programs and interest rates. We cannot however advise you what offer a lender will put to. You will receive this via a Letter of offer from us or the Lender. This will explain the terms and rates and any outstanding matters to be addressed by you [if any] for the offer becomes unconditional.
• Only unconditional offers have traction.
• Most mortgage lenders and car finance providers require that you have a clear credit history. However we have lenders who will assist you if you have bad credit, subject of course to their other terms and conditions.
• Any defaults will have to be paid before the lender will release the funds.
• Banks, non bank mortgage lenders and car finance lenders are required by law that you prove that you can repay a loan. We do have no doc and lo doc lenders who don't require that you provide proof of income if you meet their standards.
• Should we require that you provide more information please attend get this to us quickly.

When you apply for finance through Mr Mortgage we take care of these matters for you at usually no charge to you, so please feel free to apply online with us.